Only 2 percent of men and 4 percent of women waited until 70 to claim benefits. — Jim McGuire/Getty Images
Do you know the best age for you to begin claiming Social Security retirement benefits?
People applying for benefits aren’t consistently given key information from the Social Security Administration that they might need to make better-informed decisions about when to begin taking retirement benefits, according to a new government report.
According to the GAO report, whether someone was applying for benefits online or face-to-face with a Social Security claims specialist, “claimants were sometimes provided information that could inadvertently influence them to claim earlier than they might have otherwise.”
For example, some individuals didn’t know that retirement benefits could be taxed or that their benefits could be temporarily reduced if they worked. Some were unaware that a wife or husband — even one who hasn’t worked — could be eligible for benefits based on the record of a working spouse. Some didn’t understand how benefits are calculated. Read more…
Gender, marital status and mortgages don’t get a lot of research attention in real estate, but two new reports examine the exceptional role of single women in the home purchase marketplace and the challenges they face in getting a loan. Single women a growing force in the real estate market
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Despite widespread concerns over the country’s economy, the move has proved beneficial to the global real estate industry, intensifying the appetite among mainland investors to acquire overseas properties, as well as stoking interest among Chinese China’s new currency regime benefits global real estate markets
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“There’s no check on this,” said Bill Marczak, a senior fellow at the Citizen Lab at the University of Toronto’s Munk School of Global Affairs. “Once NSO’s systems are sold, governments can essentially use them however they want. NSO can say they’re trying to make the world a safer place, but they are also making the world a more surveilled place.”
The NSO Group’s capabilities are in higher demand now that companies like Apple, Facebook and Google are using stronger encryption to protect data in their systems, in the process making it harder for government agencies to track suspects.
The NSO Group’s spyware finds ways around encryption by baiting targets to click unwittingly on texts containing malicious links or by exploiting previously undiscovered software flaws. It was taking advantage of three such flaws in Apple software – since fixed – when it was discovered by researchers last month…Read more…
Homeowners are feeling increasingly confident that now is a good time to sell a home, but renters are feeling uncertain they’ll be able to afford to buy, according to the latest Zillow® Housing Confidence Index (ZHCI). Homeowner Confidence High, but Buyers Feel Discouraged by the Housing Market
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“The new normal: 4 job changes by the time you’re 32,” declared one CNN Money headline earlier this year, while Gallup branded Millennials, “the job hopping generation” just this May. New Research: Millennials’ Reputation as a Bunch of Job Hoppers Is Wildly Unfair
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The real estate market is demonstrating its resilience in recent months, indicating that we’ve finally reached the recovery stage following the subprime housing crisis and 2008 economic recession. Real Estate Values Are Improving ? Is A Tiny Home Worth The Investment?
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ROME — They are definitely doing something right in Acciaroli, Italy, a small town of 700 in the Cilento region south of Naples, where one in eight citizens is over 100 years old. And these aren’t just your average centenarians. How Italians Live to 100: Parsley, Sage, Rosemary, and Sex
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Liberals Have No Clue How to Fix ObamacareObamacare enthusiasts have long been in denial that their beloved law is unworkable in anything resembling its current form. Liberals Have No Clue How to Fix Obamacare – Reason
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Falls pose a real danger for older adults. According to the National Council on Aging, one-third of seniors over 65-years-old fall every year, and falls are the leading cause of both fatal injuries and serious, hospitalizing injuries in seniors. Any concerns you have about an aging parent falling is legitimate. Click on the following link for five ways you can help protect them from falls….See more…