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Social Security, What Consumers Should Know

Social Security, What Consumers Should Know

Social Security, What Consumers Should Know

Only 2 percent of men and 4 percent of women waited until 70 to claim benefits. — Jim McGuire/Getty Images
Do you know the best age for you to begin claiming Social Security retirement benefits?

People applying for benefits aren’t consistently given key information from the Social Security Administration that they might need to make better-informed decisions about when to begin taking retirement benefits, according to a new government report.

According to the GAO report, whether someone was applying for benefits online or face-to-face with a Social Security claims specialist, “claimants were sometimes provided information that could inadvertently influence them to claim earlier than they might have otherwise.”

For example, some individuals didn’t know that retirement benefits could be taxed or that their benefits could be temporarily reduced if they worked. Some were unaware that a wife or husband — even one who hasn’t worked — could be eligible for benefits based on the record of a working spouse. Some didn’t understand how benefits are calculated.  Read more…

 

New Research: Millennials’ Reputation as a Bunch of Job Hoppers Is Wildly Unfair

New Research: Millennials’ Reputation as a Bunch of Job Hoppers Is Wildly Unfair

“The new normal: 4 job changes by the time you’re 32,” declared one CNN Money headline earlier this year, while Gallup branded Millennials, “the job hopping generation” just this May. New Research: Millennials’ Reputation as a Bunch of Job Hoppers Is Wildly Unfair

thumbnail courtesy of inc.com

How Italians Live to 100: Parsley, Sage, Rosemary, and Sex

How Italians Live to 100: Parsley, Sage, Rosemary, and Sex

ROME — They are definitely doing something right in Acciaroli, Italy, a small town of 700 in the Cilento region south of Naples, where one in eight citizens is over 100 years old. And these aren’t just your average centenarians. How Italians Live to 100: Parsley, Sage, Rosemary, and Sex

thumbnail courtesy of thedailybeast.com

How To Protect Your Aging Parents From Falls – Here are 5 Ways

How To Protect Your Aging Parents From Falls – Here are 5 Ways

How To Protect Your Aging Parents From Falls – Here are 5 Ways

Falls pose a real danger for older adults. According to the National Council on Aging, one-third of seniors over 65-years-old fall every year, and falls are the leading cause of both fatal injuries and serious, hospitalizing injuries in seniors. Any concerns you have about an aging parent falling is legitimate. Click on the following link for five ways you can help protect them from falls….See more…

 

How Aging Parents Can Prepare Their Children for Caregiving

How Aging Parents Can Prepare Their Children for Caregiving

How Aging Parents Can Prepare Their Children for Caregiving

http://time.com/money/4373207/family-finance-adult-children-aging-parents/Older parents, take heart: Your children are willing to help support and care for you as you age, according to a new study from Fidelity Investments. There’s only one hitch: Most families don’t agree on exactly what that help should be, and what responsibilities children should assume.

Fidelity’s third Family & Finance report, released Tuesday, surveyed two members of each family polled — one parent and one adult child — on topics like retirement income, eldercare, and estate planning. The results: Nearly two in five families disagree on the roles those children should play as parents age.

Such mismatches can set up big emotional and financial problems later on, says John Sweeney, executive vice president of retirement and investing strategies at Fidelity. Families shouldn’t wait till a health problem or other unexpected event forces a rushed caregiving or financial planning conversation he adds…Via time.com

 

Yummm! Lemon Sponge Pudding

Yummm! Lemon Sponge Pudding

Yummm! Lemon Sponge Pudding

http://specialforkblog.com/2013/11/11/lemon-sponge-pudding/Years ago, when I was the food editor of the Honolulu Advertiser, I saved a recipe for Lemon Sponge Pudding from a news wire story. I hadn’t run the story but must have liked the recipe, because I just found it recently in an old recipe binder. So after decades, I thought I’d try it out.

The recipe, probably part of a retro recipes story, was credited to Mrs. Anna Kellogg and printed in 1941 in “Favorite and Original Recipes of the Members of the San Joaquin County Farm Home Department of the Farm Bureau.” In those days, recipes didn’t have to be as detailed since women were more experienced cooks – there were no takeout or ready meal options….read more at specialforkblog.com

 

Caring for Aging Parents: Tips for the Sandwich Generation

Caring for Aging Parents: Tips for the Sandwich Generation

Caring for Aging Parents: Tips for the Sandwich Generation

https://www.nerdwallet.com/blog/finance/caring-aging-parents-tips-sandwich-generation/Generation X seems to have gotten lost, sandwiched between the baby boomers and the millennials. But after years of obscurity, we may finally be getting noticed. Ironically, we’re getting recognized for being sandwiched once again, this time between caring for our kids and our aging parents.

This sandwich has three crucial ingredients:

The following tips for each element can help you mentally, emotionally and financially during a challenging time.

Increased stress and your world suddenly getting smaller as more of your social time is consumed with parent care can affect all parts of your life in a negative way…..Read more…

 

Live Like an Italian – Fight Major Health Issues

Live Like an Italian – Fight Major Health Issues

Live Like an Italian – Fight Major Health Issues

http://yourhealthtube.com/live-like-an-italian-fight-health-issues/Live life like an Italian – because in some ways Italians have it all figured out, especially when health is in question. Doctors should prescribe vegetables, olive oil, and nuts instead of beta blockers and statins and encourage people to live like an Italian to fight major health issues, scientists have said. Aseem Malhotra, a British cardiologist, in his new film named “The Big Fat Fix, calls for a great health revolution that eliminates medications and embraces “lifestyle medicine”.

Aseem Malhotra, a British cardiologist, in his new film named “The Big Fat Fix, calls for a great health revolution that eliminates medications and embraces “lifestyle medicine”.

Doctor Malhotra claims that heart disease, diabetes, and obesity can all be reversed by accepting the real meaning of the Mediterranean Diet that couples healthy eating with the sunshine, relaxation, sleep, and exercise….yourhealthtube.com

 

6 Emerging Kitchen Storage Design Ideas

6 Emerging Kitchen Storage Design Ideas

6 Emerging Kitchen Storage Design Ideas

http://www.kravelv.com/6-emerging-kitchen-storage-design-ideas-form-function/#The kitchen is known as the heart of the family, a perfect place for hosting and bringing loved ones together over a good meal. It’s a space that needs to be kept up to date hence it’s worth reading up on emerging kitchen trends which may provide inspiration and influence your design. Often, we encounter challenges when dealing with storage no matter how big the kitchen is.

You can never have enough space in the kitchen so why waste it on dead space. With emerging trends we witness bespoke kitchen cabinets being built all the way to the ceiling to re-capture the space….See more…

 

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